Honestly, I've been thinking about this more and more lately—whether my current lifestyle is something I can truly afford, or if I'm just coasting by paycheck to paycheck. Rent’s a killer, groceries seem to double every few months, and don't even get me started on how much a simple weekend trip costs these days. I feel like I'm doing everything “right” but still can’t build savings. Anyone else feeling this?
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Oh man, I totally relate. I used the OK Boomer calculator the other day and it was honestly eye-opening. I plugged in what I make and compared it to what a boomer would’ve needed back in the 80s or 90s for a similar lifestyle—turns out I’d need to earn way more than I do now just to break even. And it’s not like I’m living large—just basic stuff: rent, student loans, groceries, a little travel. It puts into perspective why saving is so hard even when you’re not being extravagant. If anyone's curious, the tool I used is here backofnapkin.co: https://backofnapkin.co/personal-finance-calculators/ok-boomer-financial-calculator/ — super easy to use and weirdly validating. Kinda made me feel less alone in this mess.